PRG-10P3 LivelihoodsPhase 2-3

Microenterprise Growth and Vendor Capability Programme

Businesses receive financing but remain microenterprises, unable to meet the compliance, certification and scale requirements of larger markets and government supply chains

💡 Suggest an improvement

Programme Logic

Problem

Businesses receive financing but remain microenterprises, unable to meet the compliance, certification and scale requirements of larger markets and government supply chains

Structural Cause

Financing addresses capital but not capability: compliance, certification, bid preparation and consortium formation are unaddressed

Intervention

Structured business advisory covering financial management, compliance, digitalisation, quality certification and procurement readiness; consortium formation support; bid preparation assistance. Financing continues to run on existing TEKUN, SPUMI, AIM and BRIEF-i rails

Who & How

Target Group

Indian-owned microenterprises and small businesses with growth potential

Eligibility

Registered business; demonstrated trading history; growth intent; selection on capability assessment, not ethnicity alone

Deliverables

Outputs

Approximately 6,000 enterprises through structured advisory over six years; certified vendors registered; consortia formed; participation in federal procurement measured and published

Outcomes

Growth in enterprise revenue, employment and successful bids among participants

Key Performance Indicators

KPI-10

Enterprise growth and procurement participation

to-be-established

Revenue and employment growth among participating enterprises; and the measured share and value of federal procurement awarded to certified Indian-owned vendors

Baseline

Not measured; no certified register exists

Year 2

n/a - programme begins Phase 2

Year 4

Approximately 3,000 enterprises through advisory; certified vendor register operational; first procurement participation series published

Year 6

Approximately 6,000 enterprises through advisory; sustained revenue and employment growth among participants; procurement participation published annually

Owner: Ministry of Entrepreneur and Cooperatives Development

Verification: SME Corp records; MOF procurement data; SSM and tax filings with consent

Note: Procurement participation is MEASURED AND PUBLISHED, not mandated. The 2% set-aside and RM100m contract-value targets in the source draft are rejected on Article 8 grounds (CNF-024).

Costing (Central Scenario)

Provisionalconfidence for this programme’s costing

Six-Year Total

RM 36.0m

New Funding

RM 14.4m

Existing

RM 12.6m

Reallocated

RM 9.0m

Where these figures come from

Why this figure?· RM 36.0m over 6 yearsProvisional

Method: Enterprise advisory model: enterprises x advisory cost, plus certification and consortium support
Key inputs: RM 6,000 — RM6,000 per enterprise structured advisory; plus certification and consortium support of approximately RM6m per phase
Population: Indian-owned microenterprises and small businesses with growth potential (Approximately 6,000 enterprises over Phases 2-3)
Benchmark: 5,000 enterprises x RM6,000 structured advisory = RM30.000m, plus RM6.000m certification and consortium support = RM36.000m across Phases 2-3. NO new financing facility is created and none is costed - financing continues on existing TEKUN, SPUMI, AIM and BRIEF-i rails.
Funding split: existing 0.35 = SME Corp and TEKUN advisory capacity already funded; reallocated 0.25 = MITRA entrepreneur grants; new 0.40 = incremental advisory volume and consortium support. NOTE no new financing facility is created. ASSUMPTION (VAL-18).
Source: Internal estimate — no external source cited.
Status: Planning assumption pending validation· pending validation (VAL-18)
Note: 5,000 enterprises x RM6,000 structured advisory = RM30.000m, plus RM6.000m certification and consortium support = RM36.000m across Phases 2-3. NO new financing facility is created and none is costed - financing continues on existing TEKUN, SPUMI, AIM and BRIEF-i rails.

View full costing scenarios →

Delivery & Accountability

Lead Ministry

Ministry of Entrepreneur and Cooperatives Development

Accounting Officer

Secretary-General Ministry of Entrepreneur and Cooperatives Development

Supporting Agencies

TEKUN Nasional; AIM; Bank Rakyat; SME Corp; MAICCI and KLSICCI; Ministry of Finance (procurement policy)

Mandate Basis

Entrepreneur and SME development, including SME Corp and TEKUN, are within this Ministry's mandate

Risks & Safeguards

RSK-02

legal

Critical→ Medium

Ethnically-defined eligibility for public benefits is challenged under Article 8 of the Federal Constitution, with the procurement and quota elements most exposed

Safeguard

The ethnic procurement set-aside and participation quota are REMOVED (CNF-024); eligibility for every material benefit is defined on NEEDS-BASED criteria (household income, documentation status, tenure insecurity) with outreach - not entitlement - targeted to the community; Attorney-General's Chambers clearance is sought before any instrument is issued (VAL-01)